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Premier Benefit Services
Insurance Made Simple, With Heart
Personal guidance from Bruce & Marcia – your trusted Medicare and insurance partners.
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Welcome to Premier Benefit Services
Independent. Experienced. Always Personal.
We’re Bruce and Marcia Kern – a husband-and-wife team making Medicare and insurance understandable, personal, and truly helpful. As a family-run agency licensed in 27 states, we guide seniors, families, and small businesses through Medicare, health, and life insurance with care and clarity. When you work with us, you’re not just another number – you’re family.
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What We Help With
Three core services, all delivered with patience and personal care.
Insurance doesn’t have to be confusing. We help you understand your options and make confident decisions – with no pressure, ever.
Medicare Solutions
Turning 65? We’ll explain your Medicare choices, from Parts A and B to Medigap and Advantage plans.
Health Insurance
Whether it’s for you, your family, or your small business, we help find coverage that fits your needs and budget.
Life Insurance
We help you choose coverage that supports your loved ones and aligns with your long-term goals.
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Meet Bruce & Marcia
Real People. Real Conversations. Real Help.
We started Premier Benefit Services because we believe everyone deserves honest advice when it comes to insurance. After decades of working with neighbors and friends, we’ve built a business on personal relationships, trust, and old-fashioned service. No call centers, no rushed appointments – just thoughtful support from people who genuinely care.
We are proudly...
- Family-owned and operated
- Licensed in 27 states
- Serving over 4,000 Medicare clients
★★★★★
What Our Clients Say
Grateful clients, lasting relationships.
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Scott Reindel
Bruce Kern and Premier Benefits Solutions was a life saver. After my position was eliminated with my previous employer, I needed benefits for my family. A good friend of mine recommended Premier Benefits Solutions. I spoke with Bruce and he immediately sprang into action and within a couple of days he was able to provide me with a number of health care and dental care options that I could choose from. The coverage was outstanding and the ease of getting enrolled was amazing. Bruce took care of everything. I highly recommend them for anyone in need of health care and or even medicare questions and supplemental coverage. He is extremely knowledgeable and and a true expert in this field.-
Juggles the Clown
Bruce has been my agent for several years, after a friend recommended him to me. I have always found him to be knowledgeable and VERY responsive to any question or need, in a most timely manner. Service beyond expectations!! He is always available. -
Suzanne Garzia
Deciding on a Medicare plan can be very daunting. It’s a major financial decision and getting assistance from a licensed broker can ensure you’re put on the right path. Fortunately I chose Premier Benefit services. I was given options that were right for me and I feel very comfortable with my choice of a Medicare plan. I have also confidently referred them to some friends and will continue to do so in the future. -
Kevin Camilleri
Extremely happy I went with Bruce Kern from Premier Benefit Services for my parents. He came highly recommended. I can see why now. He is extremely responsive with phone calls and texts. Came to the house and explained everything to my parents and helped navigate the system. Every question we threw at him, he had an answer with the facts to back it up. Give him a call. Thanks Bruce for your help and professionalism. -
Janice Cobb
Bruce and Marcia are unparalleled in their, individual, as well as collective, ability to patiently explain and to guide those under their care to select the very best Medicare plans for them. Bruce and Marcia are, without a doubt, worth their weight in rubies!
